An Investor's 1st and Most Important Lesson
By Thomas Kish

Are you ready for the lesson that will put you ahead of 99% of all real estate investors?

Here it is in a nutshell …

USE AS LITTLE CASH AS POSSIBLE!

The days of mortgage burning parties are long over. But you will still meet people who believe that it is good idea to pay off the mortgage on a property so that they can have big cash flow.

Why do people want to own real estate free and clear?

Because they believe it's the way to make more money.

But let's do a little number crunching:

THE OLD WAY

Use $40,000 of your personal savings to buy a house with 20% down and get a loan for the rest.

You may cash flow $400 per month.

And on this one house you will also be getting …

A. Equity build up like a personal saving account.
B. Good appreciation as the house goes up in value.
C. Great tax deductions that will lower your tax bill.

THE NEW, SMARTER WAY

Use an $80,000 new business line of credit instead of your own CASH and buy 2 houses.

You may cash flow $200 per house per month for a total cash flow of $400 a month.

And you are making money on TWO pieces of investment real estate instead of one.

You're also getting …

A. DOUBLE the equity build up.
B. DOUBLE the appreciation.
C. DOUBLE the tax deductions.

AND YOU NEVER USED A DOLLAR OF YOUR OWN CASH. The entire down payment came from a new business line of credit!

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Pssssssst … Want to hear a bit more?

There are other simple ways to do this no money down stuff and get FOUR houses instead of just two.

For example, the simplest way to do no money down real estate deals is by getting your credit score to stay above 680.

Then you find a good mortgage broker that offers 100% LTV* real estate financing to the clients that they work with.

*LTV = loan-to-value; the percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower).

IMPORTANT: Make sure that your mortgage broker has closed this kind of loan recently with a REAL client. You want to know that they have experience closing these kinds of loans.

Forget about your bank. Find a mortgage broker that has already done 100% LTV loans. Don't let them tell you that they can do it. Make sure you verify that they have already done it many times.

Next, write your purchase agreements with wording on the addendum that states the deal is …

SUBJECT TO SELLER PAYING $4000 OF BUYERS CLOSING COSTS.

Now you have reduced your cash needed to close by $4000, if the seller accepts. And if the seller says “No” …

Just tell them you will raise your offer by $4000 so they can pay your closing costs.

NOTE: If you are making offers on real estate that has rent paying tenants, the seller will be giving you the rents and damage deposits when you close the deal.

When they turn this CASH over, you can use it to pay for the property in most cases.

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Is there a better way?

Of course! The best way to buy real estate is with a system that gets you cash advances from new business lines of credit.

So check out the ULTIMATE NO MONEY DOWN real estate system and learn how to …

1. Get a new business line of credit.

2. Find foreclosure deals.

3. Set up partnerships.

4. Calculate the profit in a deal.

5. Improve your credit score.

Remember that only thing that can stop your financial success is:

Lack of knowledge.
Lack of capital.
Lack of a mentor.

YOU ONLY NEED ONE GOOD IDEA TO GET RICH.

And you just found it!!!

You know that real estate has proven to be the safest investment in any market.

That's why you make money in real estate no matter where you live, and no matter what kind of interest rates prevail.

As the saying goes in the real estate business:

Good times are good for investors.
Bad times are good for investors.

About Thomas Kish

Now a full time real estate investor, Tom has bought and sold over 5 Million Dollars worth of real estate in less than 2 years.

Tom is a bona fide expert in using new business lines of credit instead of cash to buy real estate. There is no one else teaching anything like this SYSTEM!

Learn more at CashFlowExperts

 

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